How It Works

How Capital Access Gets You Funded in 3 Steps

Apply once, compare your matched offers, and get funded—with no fees, no obligation, and no hard credit pull to begin.

No upfront fees No hard credit pull to start Funded in as little as 48 hours
Get Funded → Book a Call with Nick
The Process

Simple, fast, and built around you

No jargon and no runaround. Here’s exactly what happens from the moment you reach out to the day your funds arrive.

1
Step One

Tell us what you need

Share a few quick details about your business and the funding you’re after. It takes about three minutes—and getting started never touches your credit score.

  • One short form—no lengthy paperwork to begin
  • Soft inquiry only · zero impact to your credit
  • No obligation—just see what you qualify for
2
Step Two

Get matched & compare offers

We review your business and match you with the right lenders from our network—then bring back real options structured around your revenue, timeline, and goals.

  • Same-day review on most applications
  • Options compared side by side—no guesswork
  • Nick walks you through the trade-offs
3
Step Three

Get funded

Choose the offer that fits, complete a few final details, and receive your capital—often in as little as 48 hours. Nick stays with you through every step.

  • Funds wired in as little as 48 hours
  • $15,000 to $10,000,000 depending on the product
  • A direct line to Nick—not a call center
What You’ll Need

Getting started takes minutes

To see your options, all we need are a few basics. Fuller documentation only comes into play once you choose to move forward.

To get matched

  • A few business basics — time in business and monthly revenue
  • Recent bank statements — typically the last 3+ months
  • Your goal — how much you need and what it’s for
That’s usually enough to bring back real options—no tax returns required just to look.

If you move forward

  • Business & personal tax returns (larger term loans)
  • Year-to-date financials
  • Up to 12 months of bank statements
Nick tells you exactly what’s needed for your specific offer—nothing more.
Why Capital Access

A funding partner, not a portal

Direct access to Nick
Work with a real funding advisor from start to finish—never a call center.
10,000+ businesses funded
A track record of getting U.S. business owners the capital they need.
No upfront fees
Seeing your options costs nothing and carries no obligation—ever.
Soft inquiry only
Getting started never affects your credit score—look with confidence.
Questions About the Process

Good to know

How long does it take to get funded?
Many clients are reviewed the same day and funded in as little as 48 hours. The exact timeline depends on the product—short-term working capital moves fastest, while larger term loans can take a little longer.
Will applying affect my credit score?
No. Getting started is a soft inquiry only, with zero impact to your credit score. A hard pull only happens later, with your permission, if you choose to move forward with a specific offer.
Are there any upfront fees?
No. There is no cost and no obligation to see your options. You only ever proceed if an offer makes sense for your business.
How much funding can I get?
From $15,000 up to $10,000,000, based on your revenue and the product that fits—from short-term working capital to long-term business loans and lines of credit.

Ready to get funded?

See your options in minutes—no obligation, no hard credit pull to start.

Get Funded → Book a Call with Nick