Line of Credit — Capital Access International
Business Loans

Line of Credit

Draw what you need, when you need it. Interest-only monthly payments with principal due at end of term. Re-draw on amounts already repaid within the term — perfect for businesses with variable capital needs.

Credit Limit
$150k – $10M
Revolving access
Payments
Interest only
Monthly, flexible
Minimum FICO
Varies
Program dependent

What it's for

  • Covering payroll and supplier gaps between receivables
  • Seasonal businesses with uneven cash flow
  • Holding capital ready without paying for it until you draw
  • Bridging to a larger facility later on

How it works

01
Tell us what you need

A short conversation about your business, your revenue, and what the capital is for. No forms to fight with.

02
Get matched & compare

We take your position to the lenders that fit it and come back with real options — terms side by side, no guesswork.

03
Get funded

You pick the offer. We handle the paperwork and the follow-up until the money lands.

Questions

Do I pay interest on the whole limit?

No. You pay interest on what you have drawn — the undrawn balance sits available.

Can I re-draw what I have repaid?

Yes. Within the term you can re-draw amounts already repaid, which is what makes a line of credit different from a term loan.

When is the principal due?

Interest is paid monthly and the principal is due at the end of the term. We will walk you through the exact structure of any offer.

Tell us about your business. We'll tell you what's possible.

No obligation, and checking costs you nothing.

How it works →