Term Loans — Capital Access International
Business Loans

Term Loans

Fixed monthly payments, predictable cost of capital, and loan sizes from $15,000 to $10,000,000. Ideal for businesses with strong revenue looking to make a significant growth investment.

Loan Amount
$300k – $10M
Based on revenue
Repayment
2–10 yrs
Monthly payments
Time to Fund
1–6 weeks
After approval

What it's for

  • Buying equipment, vehicles, or machinery
  • Opening a second location or expanding the current one
  • Refinancing higher-cost short-term debt
  • A one-off growth investment with a clear return

How it works

01
Tell us what you need

A short conversation about your business, your revenue, and what the capital is for. No forms to fight with.

02
Get matched & compare

We take your position to the lenders that fit it and come back with real options — terms side by side, no guesswork.

03
Get funded

You pick the offer. We handle the paperwork and the follow-up until the money lands.

What you'll need

  • Last three business tax returns
  • Last three personal tax returns
  • YTD financials
  • Twelve months of bank statements

Questions

How long does approval take?

Most files get an answer within a few days of us receiving your documents. Funding follows in one to six weeks depending on the lender and the loan size.

Are the payments fixed?

Yes. A term loan is a fixed monthly payment over an agreed term, so the cost of capital is predictable from day one.

Can I pay it off early?

Prepayment terms vary by lender. We flag the early-payoff terms on every offer we bring you so you can compare them properly.

Tell us about your business. We'll tell you what's possible.

No obligation, and checking costs you nothing.

How it works →